Excesses - Sections A, B, C, E, F & G are subject to an excess of £50 per person per claim.
Section J is subject to an excess of £250 per person per claim.
IMPORTANT NOTICE - Your (travel) insurers, under the Association of British Insurers' General Business Code of Practice, have to bring to your attention some of the important features of your insurance policy, including:
|
| Important
declaration
An
insurance policy can only provide cover in respect of an event/occurrence
which is sudden, unforeseen and beyond your reasonable control.
Therefore any facts known to you, which could possibly result in
you having to make a claim, must be disclosed, otherwise you may
not be covered. In particular, you must be able to make the following
declaration for yourself and anyone travelling with you.
As
far as I know neither I, nor my travelling companion(s), nor immediate
family, nor business associate(s), nor anyone I am visiting, nor
anyone else for whom I would expect to be covered:
1 are waiting for or has the knowledge of the need for an operation,
hospital consultation or any other hospital treatment or investigations
including the results of a routine test;
2 have been seen by a specialist or been admitted to a hospital
overnight in the last 12 months (other than for regular check ups);
3 have received treatment, or are waiting to receive treatment,
including regular medication, within the last 5 years;
4 have any pre-existing and on-going medical condition that could
reasonably be anticipated to give rise to a complication needing
medical intervention prior to or during a journey (if in doubt check
with your general practitioner);
5 have been diagnosed by a registered general practitioner as having
a terminal condition;
6 know of any circumstances that could be reasonably expected to
give rise to a claim under this policy.
If
you cannot make this declaration when you take out the insurance,
you must contact Healthcheck on 0845 408 0585
A policy
document that fully defines the cover, conditions and exclusions
will be sent to you with your booking confirmation. When you receive
your policy, please take the time to read it carefully to ensure
you understand what is and what is not covered, and that all activities
that you may wish to participate in are included. If it does not
meet your requirements, please return the policy, proof of premium
and any other relevant documents to us within 14 days of receipt
and we will refund the premium in full, provided you have not travelled
or made a claim. Failure
to comply with the terms & conditions of the policy may result
in cover being restricted. |
